http://www.cmbcardpick.com/credit-card/credit-card-offer/secured-credit-card-offer/ A secured credit card offer isn't something you get in the mail every day like you do with other credit cards. If you want a secured credit card offer, you have to go find it. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 So how do you find a secured credit card offer? You go online! Something for Everyone on the World Wide Web If you're looking for a secured credit card offer, you're in a good place. The Internet is a good place not only to find a secured credit card offer, but also to compare one secured credit card with another. It's true that there aren't as many secured credit cards out there, but there are advantages: There are no credit checks There are no interest charges There are no late fees Why not? Because you're using your own money to "load" the card, not someone else's. You decide what you want your limit to be. You determine that by how much money you send to the company with the best secured credit card offer for your needs. You can determine which secured credit card offer is the best credit card offer for you by comparing them on the Internet. There are a lot of websites that compare credit card offers. In fact, many will only compare the best credit card offers available. Don't worry about a stigma being attached to a secured credit card. Nobody will know it's a secured card unless you tell them. They function just like regular unsecured credit cards, but you don't get late fees or over-the-limit fees. When you run out of money on the card, it's declined. You aren't given a "grace transaction" then charged a fee. Many people avoid this by "reloading" the card when they start to run low. This teaches you to really keep track of your spending, which teaches you better habits. That almost makes a secured credit card offer the best credit card offer around! Sat, 26 Jul 2008 15:00:00 EDT